Introduction:Efecty is a cash payment service allowing users to make cash payments at physical locations.

iDebit is a real-time payments method in Canada. Funds are taken directly from customer’s bank account and users are not required to have a credit card. Instant access to funds is granted and bank-style security is provided for consumers. Pending pilot.

UnionPay, also known as China UnionPay or CUP, is a Chinese financial services corporation headquartered in Shanghai, China. Established in 2002, UnionPay operates an inter-bank transaction settlement system and is the only domestic bank card organization in China. It offers a wide range of payment solutions including credit cards, debit cards, and mobile payments.